Independent Insurance Agency · Medicare & P&C
$200 Medicare enrollments outside AEP. $150 Medicare enrollments during AEP. 6–8% P&C new-business commission. 4–6% renewal residuals. Lead support, training, and systems included.
Why Join Us
This is for agents who want more than a one-time sale. We help you build a real insurance book through Medicare, Auto, Home, Commercial Insurance, and Workers Compensation.
We invest in lead generation so agents can spend more time helping clients and less time chasing cold prospects.
Medicare retention bonuses and P&C renewal residuals give agents a path to income that can compound over time.
No corporate maze. You get direct support, practical guidance, and real feedback from agency leadership.
New agents can learn the system. Experienced agents can scale production and build a long-term book of business.
Leads & Technology
We provide lead support, sales tools, and CRM systems so agents can focus on quoting, following up, writing business, and retaining clients.
Midwestern Financial invests in lead generation so agents are not forced to spend thousands trying to build a pipeline alone. Lead availability may vary by line of business, season, licensing, and production level.
Agents receive access to tools designed to manage prospects, track policy activity, organize follow-up, and protect renewal opportunities.
Full access to Sunfire's quoting and enrollment platform — the industry standard for Medicare plan comparison and submission.
Free to AgentsGuidance on Medicare and P&C compliance so you stay protected and focused on doing right by clients.
OngoingLines of Business
Whether you want to write Medicare or build a P&C book, we have structured compensation and support for both.
Medicare is a relationship business. The goal is not only to write the first enrollment — it is to retain the client, earn referrals, and build a book that continues producing year after year.
| Medicare Compensation | Amount | When It Applies |
|---|---|---|
| Approved Enrollment | $200 | Outside AEP |
| AEP Approved Enrollment | $150 | During AEP |
| 12-Month Retention Bonus | $200 | When the client remains active for 12 months |
Auto, Home, Commercial Insurance, and Workers Compensation are built around renewals. First-year income matters, but the long-term money comes from keeping accounts on the books and cross-selling the household or business.
Agents earn 6–8% commission on new business and 4–6% residual commission on renewals. Auto creates frequent opportunities to add home, renters, umbrella, and life insurance.
Home policies often create stronger account value due to higher premiums and bundling opportunities. Retained homeowners can produce renewal income year after year.
Workers Comp and commercial accounts can produce larger premiums and higher advance opportunities. Contractors, trades, restaurants, and local businesses often need multiple policies.
Earning Potential
The first year is about learning the systems, following up consistently, and building a pipeline. Once that book starts renewing, strong producers can move well beyond first-year income.
Commission Timing
Medicare commissions are paid monthly. Auto, Home, and Commercial/P&C commissions are paid every two weeks once carrier compensation is received and the policy is active.
Your Path Forward
We help agents understand the systems, sales process, compliance expectations, and follow-up structure before they start writing business.
Use lead support, CRM workflows, quoting tools, and direct guidance to start building your client base.
Medicare retention bonuses and P&C residuals reward agents who write quality business and keep clients on the books.
The goal is simple: build a book that creates new income today and renewal opportunities year after year.
Positions are limited. Agents who get in early have the best opportunity to build a pipeline, retain clients, and grow with the agency.
Apply Now
Fill out the form below and a member of our team will reach out to discuss Medicare, Auto, Home, Commercial, and Workers Compensation opportunities.